Washington County property record for 18 S Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,780 sqft · built 1900 |
| Lot Size | 0.185 acres (8,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,900 (Sep 2003) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-007159 |
| Primary APN | 07-007159 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,052 sqft (0.185 acres) |
| Lot Dimensions | 264 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 162 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 007159 |
|---|---|
| Street Address | 18 S MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 2 30.5X264 18 S MAIN ST |
| Legal Subdivision | SMITHSBURG |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 S MAIN ST, SMITHSBURG, MD 21783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2003 · Amount on Record |
| Deed Sale | Sep 30, 2003 · Amount on Record |
| Prior Sale | Oct 25, 1994 · Amount on Record |
| Deed Document Number | 200328409 |
| Deed Book / Page | 2144 / 43 |
| Transfer Doc | 0023070350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 18 S MAIN ST, SMITHSBURG, MD 21783 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0071250272 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 7125/272 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,567 (+11.64%) | $253,500 (-) Land $53,000 Building $200,500 | |
| 2025 | $1,748.00 (+5.62%) Homeowner's exemption | $205,633 (+17.89%) | $253,500 (+39.52%) Land $53,000 Building $200,500 |
| 2024 | $1,655.00 (+3.7%) | ||
| 2023 | $1,596.00 Homeowner's exemption | $174,433 | $181,700 Land $53,000 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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