14 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 14 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Store with Apartments
Details	1 ba · 1,634 sqft · built 1900
Lot Size	0.185 acres (8,052 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jul 2002)
Tax Bill	$1,536 (2026)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-011083`

Property Details

APN / Parcel Number

Primary APN	`07-011083`
Alternative APN	`011083`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,634 sqft Total Area
Basement Area	1 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	264 ft deep x 30 ft wide
Porch	Slab
Porch Area	304 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	011083
Street Address	14 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	U
Legal Description	LOT 30.5X264 14-16 S MAIN STREET
Legal Subdivision	SMITHSBURG
Legal Lot Number	14-16
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4023
Census Tract	11301

Owner

14 S Main St, a commercial property, is owned by two individuals who acquired it in July 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13001 ROWE RD, SMITHSBURG, MD 21783-1313
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2002 · Amount on File
Deed Sale	Jul 16, 2002 · Amount on File
Prior Sale	May 1, 1996 · Amount on File
Deed Document Number	20022464
Deed Book / Page	1806 / 287
Last Transfer Date	Jul 15, 2022
Transfer Doc	0071080315
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Sep 20, 2022
Property Address	14 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0071080315
Book / Page	7108 / 315
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13001 ROWE RD, SMITHSBURG, MD 21783-1313

Tax Assessment & Valuation

The 2026 property tax bill for 14 S Main St was $1,536, up 10.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,536.00 (+10.42%)	$168,567 (+10.37%)	$184,400 (-) Land $53,000 Building $131,400
2025	$1,391.00 (+11.55%)	$152,733	$184,400 Land $53,000 Building $131,400
2024	$1,247.00 (+4.53%)
2023	$1,193.00	$130,433	$136,900 Land $53,000 Building $83,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30