Old Saybrook Town property record for 18 Ruth Dr, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,182 sqft · built 1970 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Mar 2012) |
| Tax Bill | $3,878 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | OSAY M:021 B:087 L |
| Primary APN | OSAY M:021 B:087 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Gross Area | 1,816 sqft |
| 1st Floor Area | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 300900 |
|---|---|
| Street Address | 18 RUTH DR |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 87 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 670200 |
Source: Old Saybrook Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 RUTH DR, OLD SAYBROOK, CT 06475-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2012 · Amount on Record |
| Deed Sale | Mar 22, 2012 · Amount on Record |
| Deed Book / Page | 570 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 18 RUTH DR, OLD SAYBROOK, CT 06475-2220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000660-924 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 660/924 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,878.00 | $250,200 (+37.25%) Land $105,700 Building $144,500 | $175,140 Land $73,990 Building $101,150 |
| 2024 | $3,878.00 (+4.02%) | ||
| 2023 | $3,728.00 (+1.83%) | $182,300 (-) Land $87,000 Building $95,300 | |
| 2022 | $3,661.00 | $182,300 Land $87,000 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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