18 Rustic Ter, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 18 Rustic Ter, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,599 sqft · built 1968
Lot Size	0.378 acres (16,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$922,500 (Sep 2013)
Tax Bill	$17,494 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00025-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`25-00025-0000-00039`
Alternative APN	`250002500039`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,599 sqft Living Area
1st Floor Area	1,338 sqft
Upper Floors Area	1,326 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,483 sqft (0.378 acres)
Lot Dimensions	134 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18 RUSTIC TER
City	LITTLE SILVER
State	NJ
Zip	07739-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	VIKKO YRJANAINEN
Legal Block	25
Legal Lot Number	39
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	1
Census Block	1017
Census Tract	804200

Owner

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 RUSTIC TER, LITTLE SILVER, NJ 07739-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013 · Amount on Record
Deed Sale	Sep 18, 2013 · Amount on Record
Prior Sale	Apr 25, 2006 · Amount on Record
Deed Document Number	2013105118
Deed Book / Page	9037 / 29
Prior Transfer Date	Jan 22, 2012
Prior Transfer Doc	0089290369
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 RUSTIC TER, LITTLE SILVER, NJ 07739-1336
Document Number	0000134923
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RUSTIC TER LITTLE SILVER NJ 077391336, LITTLE SILVER, NJ 07739-1336

Mortgage

Document Number	0000134923
Date	Nov 12, 2020
Instrument	134923

Lender

Name	GUARDHILL FIN'L
Type	Funding / Finance Company
Address	NEW YORK, NY 10017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 11, 2045

Tax Assessment & Valuation

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,371,500 (+12.66%) Land $670,600 Building $700,900	$1,371,500 (+12.66%) Land $670,600 Building $700,900
2025	$17,494.00 (-1.5%)	$1,217,400 (+17.48%) Land $638,600 Building $578,800	$1,217,400 (+17.48%) Land $638,600 Building $578,800
2024	$17,761.00 (-2.84%)
2023		$1,036,300 Land $430,900 Building $605,400	$1,036,300 Land $430,900 Building $605,400
2022	$18,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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