55 Rustic Ter, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 55 Rustic Ter, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,252 sqft · built 1968
Lot Size	0.358 acres (15,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Jul 2018)
Tax Bill	$21,370 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 00025-1-00003`

Property Details

APN / Parcel Number

Primary APN	`25 00025-1-00003`
Alternative APNs	`25-00025-01-00003` `2500025000100003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,252 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,599 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	2500025100003
Street Address	55 RUSTIC TER
City	LITTLE SILVER
State	NJ
Zip	07739-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	F BK 25.A, LOT 3
Legal Subdivision	VEIKKO & HILDA YRJANANINEN
Legal Block	25.1
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	1
Census Block	1018
Census Tract	804200

Owner

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 RUSTIC TER, LITTLE SILVER, NJ 07739-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Jul 31, 2018	Grant Deed, Transfer · Conventional Mortgage MEMORIAL SLOAN-KETTERING CANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Sep 3, 1993 · Amount on Record
Deed Document Number	201875353
Deed Book / Page	9303 / 3726
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	55 RUSTIC TER, LITTLE SILVER, NJ 07739-1352
Document Number	0000121976
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	ARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 RUSTIC TER LITTLE SILVER NJ 077391352, LITTLE SILVER, NJ 07739-1352

Mortgage

Document Number	0000121976
Date	Dec 19, 2019
Book Page	009386/005333
Instrument	121976

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Dec 18, 2031

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 31, 2018
Property Address	55 RUSTIC TER, LITTLE SILVER, NJ 07739-1352
Document Number	0000075353
Book / Page	009303 / 003726
Instrument Date	Jun 26, 2018
Instrument	75353
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ARDENT TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 RUSTIC TER LITTLE SILVER NJ 077391352, LITTLE SILVER, NJ 07739-1352

Mortgage

Document Number	75355
Date	Jul 31, 2018
Book Page	009303/003785
Instrument	75355

Lender

Name	MEMORIAL SLOAN-KETTERING CANCE
Address	1275 YORK AVE, NEW YORK, NY 10065-6007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2043

Interest

Rate	10%

Mortgage

Document Number	75354,
Date	Jul 31, 2018
Book Page	009303/003745
Instrument	75354

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,698,700 (+14.23%) Land $667,200 Building $1,031,500	$1,698,700 (+14.23%) Land $667,200 Building $1,031,500
2025	$21,370.00 (+17.02%)	$1,487,100 (+46.05%) Land $635,400 Building $851,700	$1,487,100 (+46.05%) Land $635,400 Building $851,700
2024	$18,262.00 (+1.35%)
2023		$1,018,200 Land $428,400 Building $589,800	$1,018,200 Land $428,400 Building $589,800
2022	$18,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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