18 Ridge St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 18 Ridge St, Worcester, MA 01604

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 3,708 sqft · built 1890
Lot Size	0.116 acres (5,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2018)
Tax Bill	$8,026 (2026)
Deeds & Mortgages	Feb 2021 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-007-00030`

Property Details

APN / Parcel Number

Primary APN	`4-007-00030`
Alternative APN	`WORC M:04 B:007 L:00030`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,708 sqft Living Area
Gross Area	5,974 sqft
1st Floor Area	1,236 sqft
Basement Area	1,446 sqft
Unfinished Basement	1,446 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,047 sqft (0.116 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	4-007-00030
Street Address	18 RIDGE ST
City	WORCESTER
State	MA
Zip	01604-6206
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	7
Legal Lot Number	30
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2010
Census Tract	732203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SURRO DR, FRAMINGHAM, MA 01701-3734
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL COMMUNITY LOAN FUND INC
Oct 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Aug 27, 1996 · Amount on Record
Deed Book / Page	59531 / 154
Transfer Doc	059531-154
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 RIDGE ST, WORCESTER, MA 01604-6206
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064501-124
Date	Feb 19, 2021
Book Page	64501/124
Instrument	23699

Lender

Name	LOWELL COMMUNITY LOAN FUND INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 11, 2018
Property Address	18 RIDGE ST, WORCESTER, MA 01604-6206
Document Number	59531-154
Book / Page	059531 / 000154
Instrument Date	Sep 19, 2018
Instrument	107901
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 SURRO DR FRAMINGHAM MA 017013734, FRAMINGHAM, MA 01701-3734

Mortgage

Document Number	59531-157
Date	Oct 11, 2018
Book Page	059531/000157
Instrument	107902

Lender

Name	LOANDEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,026.00 (+3.4%)	$604,400 (+2.7%) Land $103,200 Building $501,200
2025	$7,762.00 (+13.03%)	$588,500 (+22.89%) Land $98,300 Building $490,200
2023	$6,867.00	$478,900 Land $85,500 Building $393,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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