13 Ridge St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 13 Ridge St, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,720 sqft · built 2020
Lot Size0.051 acres (2,200 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jan 2021)
Tax Bill$6,293 (2026)
Deeds & MortgagesMar 2024 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-008-001-3

Property Details

APN / Parcel Number

Primary APN4-008-001-3
Alternative APN
  • WORC M:04 B:008 L:001-3

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,720 sqft Living Area
Gross Area2,680 sqft
1st Floor Area860 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,200 sqft (0.051 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4-008-001-3
Street Address13 RIDGE ST
CityWORCESTER
StateMA
Zip01604-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal Block8
Legal Lot Number1-3
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2005
Census Tract732203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 RIDGE ST, WORCESTER, MA 01604-2931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 7, 2021Quit Claim Deed, Transfer · FHA Mortgage
ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Deed Document Number20212836
Deed Book / Page64178 / 202
Prior Transfer DateJan 5, 2021
Prior Transfer Doc064178-202
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address13 RIDGE ST, WORCESTER, MA 01604-2931
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070320-397
DateMar 25, 2024
Book Page70320/397
Instrument21208
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJan 7, 2021
Property Address13 RIDGE ST, WORCESTER, MA 01604-2931
Document Number064178-202
Book / Page64178 / 202
Instrument DateJan 5, 2021
Instrument2836
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13 RIDGE ST, WORCESTER, MA 01604-2931

Mortgage

Document Number0000002837
DateJan 7, 2021
Instrument2837
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,293.00 (+2.83%)$473,900 (+2.13%) Land $64,000 Building $409,900$483,142
2025$6,120.00 (+11.7%)$464,000 (+21.43%) Land $60,900 Building $403,100
2023$5,479.00$382,100 Land $53,000 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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