18 Prospect St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 18 Prospect St, Demarest, NJ 07627 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2006
Square Footage	4,838 sqft Living Area
Lot Size	22,477 sqft (0.516 acres)
Occupancy	Owner Occupied
Last Sale	$343,000 (2016)
Tax Bill	$36,609.00 (2025)

Owner

Source: Bergen County and Demarest Borough records · APN 09-00060-0000-00098

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 PROSPECT ST, DEMAREST, NJ 07627-1021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	Oct 17, 2006 · Amount on Record
Deed Doc Number	201689585
Deed Book / Page	2442 / 1890
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 PROSPECT ST APT 2, 2, PALISADES PARK, NJ 07650-1185
Document Number	0033302045
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 05, 2019
Title Company	TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PROSPECT ST DEMAREST NJ 076271021, DEMAREST, NJ 07627-1021

Mortgage

Document Number	0033302045
Date	Aug 26, 2019
Book Page	003330/002045
Instrument	55613

Lender

Name	WOORI AMERICA BK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,028,200 (-) Land $725,800 Building $1,302,400	$2,028,200 (-) Land $725,800 Building $1,302,400
2025	$36,609.00 (-12.9%)	$2,028,200 (+47.51%) Land $725,800 Building $1,302,400	$2,028,200 (+47.51%) Land $725,800 Building $1,302,400
2024	$42,033.00 (+7.68%)
2023		$1,375,000 Land $428,200 Building $946,800	$1,375,000 Land $428,200 Building $946,800
2022	$39,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`09-00060-0000-00098`
Alternative APN	`090006000098`

Interior

Building Area	4,838 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	22,477 sqft (0.516 acres)
Depth X Width	150 ft x 150 ft Depth x Width

Location & Zoning

Street Address	18 PROSPECT ST
City	DEMAREST
State	NJ
Zip	07627-1021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.516AC
Legal Subdivision	KNICKERBOCKER HEIGHTS
Legal Block	60
Legal Lot Number	98
Jurisdiction	BERGEN NJ
Minor Civil Division	DEMAREST
Census Blockgroup	4
Census Block	4003
Census Tract	9100