Bergen County and Demarest Borough property record for 10 Prospect St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 1953 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Apr 2001) |
| Tax Bill | $20,424 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00059-0000-00037 |
| Primary APN | 09-00059-0000-00037 |
|---|---|
| Alternative APN |
|
| Building Area | 2,060 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 21,736 sqft (0.499 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| Street Address | 10 PROSPECT ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 0.499AC |
| Legal Subdivision | KNICKERBOCKER HEIGHTS |
| Legal Block | 59 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00059-0000-00037
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PROSPECT ST, DEMAREST, NJ 07627-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ANGEL OAK MORTGAGE SOLUTIONS |
| May 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CHARLES SHULMAN ETAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2001 · Amount on Record |
| Deed Sale | Apr 27, 2001 · Amount on Record |
| Prior Sale | Sep 05, 1997 · Amount on Record |
| Deed Book / Page | 8363 / 13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 PROSPECT ST, DEMAREST, NJ 07627-1022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMERICAN LAND TITLE AFFILIAT |
| Name | Verified Name |
|---|
| Document Number | 0033701864 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 3370/1864 |
| Instrument | 19-067014 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 PROSPECT ST, DEMAREST, NJ 07627-1022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT ST, DEMAREST, NJ 07627-1022 |
| Document Number | 0046881878 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 4688/1878 |
| Instrument | 2022053108 |
| Name | CHARLES SHULMAN ETAL |
|---|---|
| Type | Private Party |
| Address | 16321 MIRA VISTA LN, WEST DELRAY BEACH, FL 33446 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 82 Months |
| Due | Mar 08, 2029 |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,131,500 (-) Land $719,600 Building $411,900 | $1,131,500 (-) Land $719,600 Building $411,900 | |
| 2025 | $20,424.00 (+26.44%) | $1,131,500 (+114.14%) Land $719,600 Building $411,900 | $1,131,500 (+114.14%) Land $719,600 Building $411,900 |
| 2024 | $16,153.00 (+7.68%) | ||
| 2023 | $528,400 Land $424,800 Building $103,600 | $528,400 Land $424,800 Building $103,600 | |
| 2022 | $15,001.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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