Contra Costa County property record for 18 Prescott Cir, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,401 sqft · built 2016 |
| Lot Size | 0.174 acres (7,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Jun 2025) |
| Tax Bill | $11,961 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 037-570-016-8 |
| Primary APN | 037-570-016-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| 2nd Floor Area | 1,283 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 7,580 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 18 PRESCOTT CIR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9080 L16 |
| Legal Subdivision | SUBDIVISION 9080 |
| Legal Tract | 9080 |
| Legal Lot Number | 16 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302011 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC |
| Jun 29, 2021 | Grant Deed, Transfer · Conventional Mortgage NMSI INC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM |
| May 5, 2017 | Deed of Trust, Mortgage GOODMORTGAGE.COM |
| Mar 13, 2017 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 202561600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000007880 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-007880 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000217273 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020-217273 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PROVIDENCE, RI 02907 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 29, 2021 |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000186461 |
| Map Reference | MB 525 PG 28-32 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-186461 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000186462 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-186462 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000191572 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18 PRESCOTT CIR OAKLEY CA 945612096, OAKLEY, CA 94561-2096 |
| Document Number | 0000191572 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 191572 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000082954 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18 PRESCOTT CIR OAKLEY CA 945612096, OAKLEY, CA 94561-2096 |
| Document Number | 0000082954 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 82954 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 13, 2017 |
| Property Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000043459 |
| Map Reference | MAP525 PG28-32 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 2017-043459 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 18 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000043460 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-043460 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $729,300 (+2.72%) Land $153,000 Building $576,300 | |
| 2025 | $11,961.00 (-2.34%) | $710,000 (-4.95%) Land $245,000 Building $465,000 |
| 2023 | $12,248.00 (-3.94%) | $747,000 Land $239,000 Building $508,000 |
| 2022 | $12,750.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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