Contra Costa County property record for 10 Prescott Cir, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,966 sqft · built 2016 |
| Lot Size | 0.212 acres (9,211 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,835 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2020 Mortgage + 5 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 037-570-014-3 |
| Primary APN | 037-570-014-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| 1st Floor Area | 2,110 sqft |
| 2nd Floor Area | 856 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,211 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 10 PRESCOTT CIR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9080 L14 |
| Legal Subdivision | SUBDIVISION 9080 |
| Legal Tract | 9080 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302011 |
10 Prescott Cir is owned and occupied by two individuals who acquired it in December 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU |
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit CONNEXUS CU |
| Dec 11, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Apr 21, 2017 | Grant Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 |
| Deed Sale | Dec 11, 2019 |
| Prior Sale | Apr 21, 2017 · Amount on File |
| Deed Document Number | 2019221916 |
| Prior Transfer Date | Dec 3, 2019 |
| Prior Transfer Doc | 0000221916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE 365 CORACPOLIS PA |
| Name | Verified Name |
|---|
| Document Number | 0000002676 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 2018-002676 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000256412 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-256412 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000297797 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-297797 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000019434 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022-019434 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000021749 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 PRESCOTT CIR OAKLEY CA 945612096, OAKLEY, CA 94561-2096 |
| Document Number | 0000021749 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 21749 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54402-8026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 11, 2019 |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000221916 |
| Map Reference | MB 525 PG 28-32 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 2019-221916 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000221917 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-221917 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 21, 2017 |
| Property Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000069334 |
| Map Reference | MAP525 PG28-32 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 2017-069334 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 PRESCOTT CIR, OAKLEY, CA 94561-2096 |
| Document Number | 0000069335 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017-069335 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 10 Prescott Cir was $10,835.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $618,882 (+2%) Land $118,377 Building $500,505 | |
| 2025 | $10,835.00 | $606,748 Land $116,056 Building $490,692 |
| 2023 | $10,450.00 (+1.76%) | $583,189 Land $111,550 Building $471,639 |
| 2022 | $10,269.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Prescott Cir in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Prescott Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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