18 Potomac Ct, Union, MO 63084 Property Records

Franklin County property record for 18 Potomac Ct, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$79,800 (Jun 2022)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-8-27.0-2-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-2-001-010.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	18 POTOMAC CT
City	UNION
State	MO
Zip	63084-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:20 HYDE PARK MANOR RSRS LOT 11-45&LOT 51 HYDE PARK MANOR
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	HYDE PARK MANOR
Legal Lot Number	11-45
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	800603

Owner

Source: Franklin County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 POTOMAC CT, UNION, MO 63084-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 14, 2023	Transfer on Death Deed, Transfer
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF FRANKLIN COUNTY
Jun 4, 2020	Warranty Deed, Transfer UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20229101
Last Transfer Date	Jun 7, 2023
Transfer Doc	0000009404
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	18 POTOMAC CT, UNION, MO 63084-1113
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002121729
Date	Nov 19, 2021
Instrument	2121729

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 14, 2023
Property Address	18 POTOMAC CT, UNION, MO 63084-1113
Document Number	0002309404
Map Reference	PB M PG 560 & 561
Instrument Date	Jun 7, 2023
Instrument	2309404
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	110 JEFFERSON ST # 8, 8, WASHINGTON, MO 63090-2510

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 3, 2022
Property Address	18 POTOMAC CT, UNION, MO 63084-1113
Document Number	0002209101
Map Reference	PB M PG 560-561
Instrument Date	Jun 1, 2022
Instrument	2209101
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23028 NEEDLES EYE RD, SHELL KNOB, MO 65747-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 POTOMAC CT, UNION, MO 63084-1113

Mortgage

Document Number	0002209102
Date	Jun 3, 2022
Instrument	2209102

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 4, 2020
Property Address	18 POTOMAC CT, UNION, MO 63084-1113
Document Number	0000008383
Instrument Date	May 29, 2020
Instrument	8383
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 POTOMAC CT UNION MO 630841113, UNION, MO 63084-1113

Mortgage

Document Number	8384
Date	Jun 4, 2020
Instrument	8384

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+0.07%)	$26,195 (+15.4%)	$137,870 (+15.4%) Land $20,770 Building $117,100
2023	$1,364.00 (-4.62%)	$22,699 (-4.15%)	$119,470 (-4.16%) Land $20,770 Building $98,700
2022	$1,430.00	$23,683
2021			$124,650 Land $20,770 Building $103,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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