Flagler County property record for 18 Post Oak Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,200 (Oct 2019) |
| Tax Bill | $2,470 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Dec 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00610-0310 |
| Primary APN | 07-11-31-7028-00610-0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,413 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18 POST OAK LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 28 BLOCK 61 LOT 31 OR 553 PG 1539 OR 682 PG 1163 OR 1948/417 OR 2327/583 OR 2394/1700 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 61 |
| Legal Lot Number | 31 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 60213 |
18 Post Oak Ln is owned and occupied by two individuals who acquired it in July 2024.
Source: Flagler County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 POST OAK LN, PALM COAST, FL 32164-4945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage SHELTER MORTGAGE COMPANY LLC |
| Dec 21, 2018 | Loan Modification, Mortgage FIFTH THIRD BK |
| Dec 28, 2018 | Warranty Deed, Transfer HB TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on File |
| Deed Sale | Oct 30, 2019 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 201940304 |
| Deed Book / Page | 2394 / 1700 |
| Last Transfer Date | Jul 29, 2024 |
| Transfer Doc | 0028930889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 18 POST OAK LN, PALM COAST, FL 32164-4945 |
| Document Number | 0023941700 |
| Book / Page | 2394 / 1700 |
| Map Reference | MB 9 PG 51-66 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019040304 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | HB TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 POST OAK LN, PALM COAST, FL 32164-4945 |
| Document Number | 0023941702 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2394-1702 |
| Name | SHELTER MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 POST OAK LN, PALM COAST, FL 32164-4945 |
| Document Number | 0023270585 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | HB TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIC BLVD MELBOURNE FL 32935, MELBOURNE, FL 32935 |
| Document Number | 0023270585 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 002327/000585 |
| Instrument | 48170 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 18 POST OAK LN, PALM COAST, FL 32164-4945 |
| Document Number | 0023270583 |
| Book / Page | 002327 / 000583 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 48169 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | HB TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $145.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
The 2025 property tax bill for 18 Post Oak Ln was $2,470, up 2.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,470.00 (+2.62%) | $179,102 | $252,505 Land $53,500 Building $199,005 |
| 2024 | $2,407.00 (+2.91%) | ||
| 2023 | $2,339.00 (+1.3%) Homeowner's exemption | $168,986 (+3%) | $249,153 (+2.89%) Land $44,000 Building $205,153 |
| 2022 | $2,309.00 Homeowner's exemption | $164,064 | $242,148 Land $43,500 Building $198,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Post Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Post Oak Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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