13 Post Oak Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 13 Post Oak Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,058 sqft · built 1995
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Sep 2003)
Tax Bill	$463 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7028-00620-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7028-00620-0060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,058 sqft Heated Area
Gross Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Driveway	Driveway
Driveway Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	13 POST OAK LN
City	PALM COAST
State	FL
Zip	32164-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 28 BL 62 LT 6 OR 433 PG 1031 OR 533 PG 1594 OR 541 PG 89 OR 583 PG 1904 OR 977 PG 787
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	62
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2024
Census Tract	60213

Owner

13 Post Oak Ln is owned and occupied by an individual who bought it in September 2003.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13 POST OAK LN, PALM COAST, FL 32164-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2003 · Amount on File
Deed Sale	Sep 3, 2003 · Amount on File
Prior Sale	May 29, 1997 · Amount on File
Deed Document Number	0097700787
Deed Book / Page	00583 / 01904
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	13 POST OAK LN, PALM COAST, FL 32164-6720
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 POST OAK LN, PALM COAST, FL 32164-6720

Mortgage

Document Number	0027910473
Date	Jun 23, 2023
Book Page	2791/473
Instrument	2023027137

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 13 Post Oak Ln was $463 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$68,721	$172,945 Land $53,500 Building $119,445
2023	$450.00 (-0.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$64,840 (+3%)	$160,038 (+2.43%) Land $44,000 Building $116,038
2022	$452.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$62,951	$156,235 Land $43,500 Building $112,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Post Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Post Oak Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20