18 Phil Ln, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 18 Phil Ln, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$8,630 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:529 L:48`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:529 L:48`
Alternative APNs	`529048000000000` `115040710000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	933 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	529048000000000
Street Address	18 PHIL LN
City	KEENE
State	NH
Zip	03431-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	48
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2003
Census Tract	971300

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 PHIL LN, KEENE, NH 03431-2625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	18 PHIL LN, KEENE, NH 03431-2625
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003315-772
Date	Jul 11, 2025
Book Page	3315/772
Instrument	2504900

Lender

Name	PRECISION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,630.00 (+3.93%)	$251,100 (-) Land $44,600 Building $206,500
2024	$8,304.00 (+3.7%)	$251,100 (-) Land $44,600 Building $206,500
2023	$8,008.00 (+2.77%)	$251,100 (-) Land $44,600 Building $206,500
2022	$7,792.00	$251,100 Land $44,600 Building $206,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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