16 Phil Ln, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 16 Phil Ln, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (Nov 2020)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:529 L:47`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:529 L:47`
Alternative APNs	`529047000000000` `115040720000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	529047000000000
Street Address	16 PHIL LN
City	KEENE
State	NH
Zip	03431-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	47
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2003
Census Tract	971300

Owner

16 Phil Ln is owner-occupied and held in a trust since October 2023.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 PHIL LN, KEENE, NH 03431-2625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	202010439
Deed Book / Page	3137 / 1178
Last Transfer Date	Oct 18, 2023
Transfer Doc	003261-475
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Oct 25, 2023
Property Address	16 PHIL LN, KEENE, NH 03431-2625
Document Number	003261-475
Book / Page	3261 / 475
Instrument Date	Oct 18, 2023
Instrument	2307580
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PHIL LN, KEENE, NH 03431-2625

Tax Assessment & Valuation

The 2025 property tax bill for 16 Phil Ln was $5,757, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,757.00 (+3.94%)	$167,500 (-) Land $42,900 Building $124,600
2024	$5,539.00 (+3.69%)	$167,500 (-) Land $42,900 Building $124,600
2023	$5,342.00 (+2.77%)	$167,500 (-) Land $42,900 Building $124,600
2022	$5,198.00	$167,500 Land $42,900 Building $124,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Phil Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Phil Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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