18 Pepin Dr, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 18 Pepin Dr, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 1984
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Apr 2017)
Tax Bill	$10,528 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4.044.00P.0`

Property Details

APN / Parcel Number

Primary APN	`4.044.00P.0`
Alternative APNs	`BOWW M:004 B:004 L:44-P` `4.044.00P.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	5,188 sqft
1st Floor Area	1,190 sqft
Attic	Attic
Attic Area	587 sqft
Basement Area	1,190 sqft
Unfinished Basement	670 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 PEPIN DR
City	BOW
State	NH
Zip	03304-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	4
Legal Lot Number	44-P
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	1
Census Block	1020
Census Tract	31002

Owner

18 Pepin Dr is owner-occupied and held in a trust since April 2017.

Source: Merrimack County and Bow Town records, as of June 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18 PEPIN DR, BOW, NH 03304-4420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Nov 19, 1997 · Amount on File
Deed Document Number	20175414
Deed Book / Page	3551 / 694
Transfer Doc	0000006028
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Recording Date	May 21, 2026
Property Address	18 PEPIN DR, BOW, NH 03304-4420
Document Number	0000007970
Book / Page	3930 / 1181
Instrument Date	Apr 16, 2026
Instrument	20267970
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007970,
Date	May 21, 2026
Book Page	3930/1181
Instrument	20267970

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	18 PEPIN DR, BOW, NH 03304-4420
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000593
Date	Jan 7, 2022
Book Page	3777/119
Instrument	202200000593

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Pepin Dr was $10,528, up 1.4% from the year before.

Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,528.00 (+1.37%)	$525,100 (-) Land $124,300 Building $400,800
2024	$10,386.00 (+7.35%)	$525,100 (+50.93%) Land $124,300 Building $400,800
2023	$9,675.00 (+4.87%)	$347,900 (-) Land $88,500 Building $259,400	$545,585
2022	$9,226.00	$347,900 Land $88,500 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Pepin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2006–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Pepin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Breezeline.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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