10 Pepin Dr, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 10 Pepin Dr, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,764 sqft · built 1978
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2023)
Tax Bill	$7,775 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4.044.01G.0`

Property Details

APN / Parcel Number

Primary APN	`4.044.01G.0`
Alternative APNs	`BOWW M:004 B:004 L:44-1G` `4.044.01G.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,735 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 PEPIN DR
City	BOW
State	NH
Zip	03304-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	4
Legal Lot Number	44-1G
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	1
Census Block	1032
Census Tract	31002

Owner

10 Pepin Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Merrimack County and Bow Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PEPIN DR, BOW, NH 03304-4418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE MORTGAGE GROUP INC
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	20237797
Deed Book / Page	3828 / 397
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0000003263
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Recording Date	Sep 30, 2026
Property Address	10 PEPIN DR, BOW, NH 03304-4418
Document Number	0000016443
Book / Page	3945 / 1349
Instrument Date	Sep 25, 2026
Instrument	202616443
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEPIN DR, BOW, NH 03304-4418

Mortgage

Document Number	0000016443,
Date	Sep 30, 2026
Book Page	3945/1349
Instrument	202616443

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	10 PEPIN DR, BOW, NH 03304-4418
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020793
Date	Dec 22, 2025
Book Page	3914/2934
Instrument	202500020793

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOW TOWN NH
Recording Date	Jun 12, 2023
Property Address	10 PEPIN DR, BOW, NH 03304-4418
Document Number	0000007797
Book / Page	3828 / 397
Instrument Date	Jun 9, 2023
Instrument	202300007797
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 W RIVER DR APT 36, 36, MANCHESTER, NH 03104-1983

Mortgage

Document Number	0000007798
Date	Jun 12, 2023
Instrument	202300007798

Lender

Name	PINNACLE MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOW TOWN NH
Recording Date	Mar 17, 2023
Property Address	10 PEPIN DR, BOW, NH 03304-4418
Document Number	0000003263
Book / Page	3820 / 2387
Instrument Date	Mar 15, 2023
Instrument	202300003263
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEPIN DR, BOW, NH 03304-4418

Tax Assessment & Valuation

The 2025 property tax bill for 10 Pepin Dr was $7,775, up 1.4% from the year before.

Source: Merrimack County and Bow Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,775.00 (+1.36%)	$387,800 (-) Land $124,300 Building $263,500
2024	$7,671.00 (+6.22%)	$387,800 (+49.33%) Land $124,300 Building $263,500
2023	$7,222.00 (-0.32%)	$259,700 (-4.94%) Land $88,500 Building $171,200	$486,780
2022	$7,245.00 (+4.04%)	$273,200 (-) Land $93,300 Building $179,900
2021	$6,964.00	$273,200 Land $93,300 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Pepin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2006–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pepin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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