18 Penncove Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 18 Penncove Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,184 sqft · built 1967
Lot Size	0.46 acres (20,019 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Nov 2018)
Tax Bill	$5,874 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`ELYM M:017.1 B:00021 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.1 B:00021 L:00000`
Alternative APN	`3404`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,184 sqft Living Area
Gross Area	2,848 sqft Gross Area
1st Floor Area	1,184 sqft 1st Floor
Basement Area	804 sqft Basement
Unfinished Basement	804 sqft Unfinished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,019 sqft (0.46 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3404
Street Address	18 PENNCOVE RD
City	NIANTIC
State	CT
Zip	06357-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	21
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1007
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.1 B:00021 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 PENNCOVE RD, NIANTIC, CT 06357-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2018 · Amount on Record
Deed Sale	Nov 08, 2018 · Amount on Record
Deed Book / Page	1004 / 402
Record Updated	Sep 20, 2026

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EAST LYME CT
Recording Date	Nov 08, 2018
Property Address	18 PENNCOVE RD, NIANTIC, CT 06357-2532
Document Number	1004-402
Book / Page	1004 / 402
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10040404
Date	Nov 08, 2018
Instrument	01004/0404

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2048

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,874.00	$209,720 (-) Land $108,290 Building $101,430	$146,804 Land $75,803 Building $71,001
2024	$5,874.00 (+12.57%)
2023	$5,218.00 (+4.36%)	$209,720 (-) Land $108,290 Building $101,430
2022	$5,000.00	$209,720 Land $108,290 Building $101,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.