13 Penncove Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 13 Penncove Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1968
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Sep 2011)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.1 B:00034 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.1 B:00034 L:00000`
Alternative APN	`4175`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,372 sqft Living Area
Gross Area	2,761 sqft Gross Area
1st Floor Area	672 sqft 1st Floor
Basement Area	672 sqft Basement
Unfinished Basement	672 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4175
Street Address	13 PENNCOVE RD
City	NIANTIC
State	CT
Zip	06357-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	34
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1007
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.1 B:00034 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 PENNCOVE RD, NIANTIC, CT 06357-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Prior Sale	Apr 07, 2011
Deed Book / Page	877 / 77
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	13 PENNCOVE RD, NIANTIC, CT 06357-2533
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1044-155
Date	Dec 02, 2020
Book Page	1044/155
Instrument	3547

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00	$200,340 (-) Land $103,600 Building $96,740	$140,238 Land $72,520 Building $67,718
2024	$5,612.00 (+12.6%)
2023	$4,984.00 (+4.36%)	$200,340 (-) Land $103,600 Building $96,740
2022	$4,776.00	$200,340 Land $103,600 Building $96,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.