18 Panorama Trl, Roanoke, TX 76262 Property Records

Denton County property record for 18 Panorama Trl, Roanoke, TX 76262

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,593 sqft · built 1995
Lot Size	0.321 acres (14,001 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Feb 2019)
Tax Bill	$11,822 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R147528 354495`

Property Details

APN / Parcel Number

Primary APN	`R147528 354495`
Alternative APNs	`SJ0064A-000000-0000-1678-0000` `R147528` `1016227`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,593 sqft Living Area
Gross Area	4,247 sqft
1st Floor Area	2,446 sqft
2nd Floor Area	1,148 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,001 sqft (0.321 acres)
Lot Dimensions	1 ft deep x 14,001 ft wide
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18 PANORAMA TRL
City	ROANOKE
State	TX
Zip	76262-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPHY CLUB #13 LOT 1678
Legal Subdivision	TROPHY CLUB #13
Legal Lot Number	1678
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	4
Census Block	4018
Census Tract	20305

Owner

18 Panorama Trl is owned and occupied by two individuals who bought it in February 2019.

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLOW BEND MORTGAGE CO
Feb 4, 2019	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	201911456
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PANORAMA TRL, KELLER, TX 76262-5604

Mortgage

Document Number	0000009762
Date	Feb 6, 2023
Instrument	2023-009762

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016874
Date	Jan 29, 2021
Instrument	2021-016874

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	TRINITY TITLE SOUTHLAKE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138241
Date	Oct 30, 2019
Instrument	2019-138241

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 4, 2019
Property Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604
Document Number	0000011456
Map Reference	CAB G SL 116
Instrument Date	Feb 4, 2019
Instrument	2019-011456
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PANORAMA TRL, ROANOKE, TX 76262-5604

Mortgage

Document Number	0000011457
Date	Feb 4, 2019
Instrument	2019-011457

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18 Panorama Trl was $11,822 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Trophy Club Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,793 Land $236,703 Building $563,090	$799,793 Land $236,703 Building $563,090
2025	$11,822.00
2023	$9,978.00 (-16.79%)	$752,159 Land $144,652 Building $607,507	$752,159 Land $144,652 Building $607,507
2022	$11,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Panorama Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1998–2020)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Panorama Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROPHY CLUB MUD 1 serves 13,649 people · EPA ID TX0610018
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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