14 Panorama Trl, Roanoke, TX 76262 Property Records

Denton County property record for 14 Panorama Trl, Roanoke, TX 76262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,801 sqft · built 1996
Lot Size	0.257 acres (11,201 sqft)
Owner	2 Individual Names on File
Last Sale	$641,300 (Oct 2021)
Tax Bill	$11,585 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R147543 413128`

Property Details

APN / Parcel Number

Primary APN	`R147543 413128`
Alternative APNs	`SJ0064A-000000-0000-1680-0000` `SJ0064A-000000-0000-1680` `R147543` `419185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,801 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	2,801 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,201 sqft (0.257 acres)
Lot Dimensions	1 ft deep x 11,201 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	602 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 PANORAMA TRL
City	ROANOKE
State	TX
Zip	76262-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPHY CLUB #13 LOT 1680
Legal Subdivision	TROPHY CLUB #13
Legal Lot Number	1680
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	4
Census Block	4018
Census Tract	20305

Owner

14 Panorama Trl is owned and occupied by two individuals who bought it in October 2021.

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 PANORAMA TRL, ROANOKE, TX 76262-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Oct 25, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	2021195287
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000195287
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	14 PANORAMA TRL, TROPHY CLUB, TX 76262-5604
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PANORAMA TRL, TROPHY CLUB, TX 76262-5604

Mortgage

Document Number	0000142655
Date	Dec 19, 2025
Instrument	2025-142655

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 25, 2021
Property Address	14 PANORAMA TRL, ROANOKE, TX 76262-5604
Document Number	0000195287
Map Reference	CAB G PG 116
Instrument Date	Oct 20, 2021
Instrument	2021-195287
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 PANALDRAM TRIL, TROPHY CLUB, TX 76262

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14 PANORAMA TRL, TROPHY CLUB, TX 76262-5604

Mortgage

Document Number	0000195288
Date	Oct 25, 2021
Instrument	2021-195288

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 25, 2020
Property Address	14 PANORAMA TRL, ROANOKE, TX 76262-5604
Document Number	0000151805
Map Reference	CAB G PG 116
Instrument Date	Sep 25, 2020
Instrument	2020-151805
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 PANORAMA TRL, 14, TROPHY CLUB, TX 76262-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PANORAMA TRL, TROPHY CLUB, TX 76262-5604

Mortgage

Document Number	0000151806
Date	Sep 25, 2020
Instrument	2020-151806

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Panorama Trl was $11,585 with a homeowner's exemption, up 5.3% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Trophy Club Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,814 (+6.37%) Land $201,618 Building $597,196	$798,814 (+1.98%) Land $201,618 Building $597,196
2025	$11,585.00 (+5.27%) Homeowner's exemption	$751,005 Land $168,015 Building $615,300	$783,315 Land $168,015 Building $615,300
2024	$11,005.00 (+12.49%)
2023	$9,783.00 (-9.76%) Homeowner's exemption	$726,605 Land $123,211 Building $603,394	$726,605 Land $123,211 Building $603,394
2022	$10,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Panorama Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1998–2020)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Panorama Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROPHY CLUB MUD 1 serves 13,649 people · EPA ID TX0610018
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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