East Lyme Town property record for 18 Oakwood Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1974 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,400 (May 1999) |
| Tax Bill | $5,653 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:004.6 B:00070 L:00000 |
| Primary APN | ELYM M:004.6 B:00070 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 3,400 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5745 |
|---|---|
| Street Address | 18 OAKWOOD RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | POST HOUSE |
| Legal Block | 70 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 870703 |
Source: East Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK |
| May 23, 2025 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Sep 5, 2017 | Deed of Trust, Mortgage CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 1999 · Amount on Record |
| Deed Sale | May 20, 1999 · Amount on Record |
| Deed Book / Page | 478 / 509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001129-142 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 1129/142 |
| Instrument | 2888 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001122-107 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 1122/107 |
| Instrument | 1105 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001060-356 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 1060/356 |
| Instrument | 2330 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 986-550 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 986/550 |
| Name | CHELSEA GROTON BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,653.00 | $201,810 (-) Land $83,160 Building $118,650 | $141,267 Land $58,212 Building $83,055 |
| 2024 | $5,653.00 (+12.59%) | ||
| 2023 | $5,021.00 (+4.36%) | $201,810 (-) Land $83,160 Building $118,650 | |
| 2022 | $4,811.00 | $201,810 Land $83,160 Building $118,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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