East Lyme Town property record for 16 Oakwood Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,782 sqft · built 2003 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Apr 2018) |
| Tax Bill | $10,264 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:004.6 B:00069 L:00000 |
| Primary APN | ELYM M:004.6 B:00069 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,782 sqft Living Area |
| Gross Area | 5,886 sqft |
| 1st Floor Area | 1,707 sqft |
| Basement Area | 1,707 sqft |
| Unfinished Basement | 1,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4563 |
|---|---|
| Street Address | 16 OAKWOOD RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 69 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 870703 |
Source: East Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FCU |
| Apr 20, 2018 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Jun 2, 1997 · Amount on Record |
| Deed Book / Page | 995 / 641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 16 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1002-434 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 1002/434 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 16 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Document Number | 995-643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 16 OAKWOOD RD NIANTIC CT 063572023, NIANTIC, CT 06357-2023 |
| Document Number | 995-643 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 000995/000643 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 20, 2018 |
| Property Address | 16 OAKWOOD RD, NIANTIC, CT 06357-2023 |
| Document Number | 995-641 |
| Book / Page | 000995 / 000641 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 OAKWOOD RD NIANTIC CT 063572023, NIANTIC, CT 06357-2023 |
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,264.00 | $366,450 (-) Land $83,160 Building $283,290 | $256,515 Land $58,212 Building $198,303 |
| 2024 | $10,264.00 (+12.58%) | ||
| 2023 | $9,117.00 (+4.36%) | $366,450 (-) Land $83,160 Building $283,290 | |
| 2022 | $8,736.00 | $366,450 Land $83,160 Building $283,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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