18 Oakridge Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 18 Oakridge Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,298 sqft · built 1996
Lot Size	0.385 acres (16,792 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jul 2026)
Tax Bill	$10,021 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-G B:0005 L:0050`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-G B:0005 L:0050`
Alternative APNs	`M:009=G B:0005 L:0050` `7692008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	4,849 sqft
1st Floor Area	1,149 sqft
Basement Area	1,149 sqft
Unfinished Basement	1,149 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,792 sqft (0.385 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7692008
Street Address	18 OAKRIDGE DR
City	SAUGUS
State	MA
Zip	01906-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	KEVIN PROCOPIO & NANCY LIGHTBO
Legal Block	5
Legal Lot Number	50
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

18 Oakridge Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 OAKRIDGE DR, SAUGUS, MA 01906-1468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
May 22, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Feb 25, 2000 · Amount on File
Deed Document Number	20263240
Deed Book / Page	43531 / 299
Prior Transfer Date	May 18, 2023
Prior Transfer Doc	041575-177
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 27, 2026
Property Address	18 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	0000003240
Book / Page	43531 / 299
Instrument Date	Jul 17, 2026
Instrument	20263240
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 OAKRIDGE DR, SAUGUS, MA 01906-1468

Mortgage

Date	Jul 27, 2026

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 22, 2023
Property Address	18 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	041575-177
Book / Page	41575 / 177
Instrument Date	May 18, 2023
Instrument	20230522002700
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 OAKRIDGE DR, SAUGUS, MA 01906-1468

Tax Assessment & Valuation

The 2026 property tax bill for 18 Oakridge Dr was $10,021, up 4.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,021.00 (+4.15%)	$961,700 (+6.75%) Land $421,000 Building $536,600	$968,414 (+5.88%)
2025	$9,622.00 (+3.2%)	$900,900 (+2.9%) Land $382,300 Building $518,600	$914,660
2024	$9,324.00 (+3.2%)	$875,500 (+9.11%) Land $367,800 Building $507,700
2023	$9,035.00	$802,400 Land $333,900 Building $468,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Oakridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Oakridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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