18 Oak St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 18 Oak St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,824 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
Owner2 Trust Names on File
Flood ZoneZone X (minimal risk)
APN392289 26.09-4-57

Property Details

APN / Parcel Number

Primary APN392289 26.09-4-57
Alternative APNs
  • 228902600900040570000000
  • 0010781

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area1,248 sqft
2nd Floor Area576 sqft

Exterior

Year BuiltBuilt 1956
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010781
Old Parcel Number228902600900040570000000
Street Address18 OAK ST
CityGARNERVILLE
StateNY
Zip10923-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description52.-4-13
Legal SubdivisionRIVER VIEW ESTATES CORR MAP
Legal Block4
Legal Lot Number57.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group4
Census Block4012
Census Tract10501

Owner

18 Oak St is owner-occupied and held in a trust since August 2021.

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address18 OAK ST, GARNERVILLE, NY 10923-2024
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021
Deed SaleAug 26, 2021
Deed Document Number0202137391
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$319,700 (-) Land $116,000 Building $203,700$548,747 (+5.2%) Land $199,107 Building $349,640
2023$319,700 Land $116,000 Building $203,700$521,619 Land $189,264 Building $332,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Oak St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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