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15 Oak St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 15 Oak St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1956
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Dec 2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jun 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN392289 26.09-4-41

Property Details

APN / Parcel Number

Primary APN392289 26.09-4-41
Alternative APNs
  • 228902600900040410000000
  • 0010792

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.169 acres)
PorchOpen Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010792
Old Parcel Number228902600900040410000000
Street Address15 OAK ST
CityGARNERVILLE
StateNY
Zip10923-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description52.-5-3
Legal SubdivisionRIVER VIEW ESTATES
Legal Block4
Legal Lot Number41.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group4
Census Block4010
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 OAK ST, GARNERVILLE, NY 10923-2012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 6, 2023Bargain and Sale Deed, Transfer
NOT AVAILABLE, NYAA
Jan 24, 2023Referee's Deed, Foreclosure
Nov 26, 2018Quit Claim Deed, Transfer
NEW YORK TITLE RESEARCH CORPORATION, NEW YORK TITLE RESEARCH CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleJun 6, 2023 · Amount on Record
Deed Document Number0202338659
Deed Book / Page2023 / 38659
Record UpdatedJun 8, 2026

December 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateDec 28, 2023
Property Address15 OAK ST, GARNERVILLE, NY 10923-2012
Document Number0000038659
Map ReferenceBK 56 PG 61 MAP 2399
Instrument DateDec 19, 2023
Instrument2023-00038659
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 LAKE NANUET DR, NANUET, NY 10954-3514

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 MAJOR DR, NORTHLAKE, IL 60164-1731

Mortgage

Document Number0000038660
DateDec 28, 2023
Instrument2023-00038660
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

June 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJun 6, 2023
Property Address15 OAK ST, GARNERVILLE, NY 10923-2012
Document Number0000017510
Map ReferenceBK 56 PG 61 MAP 2399
Instrument DateMay 11, 2023
Instrument2023-00017510
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyNOT AVAILABLE, NYAA

Transaction

AmountAmount Recorded
Tax$1,212.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 E SOUTH ST DOUGLASS RD200A, RD200A, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 LAKE NANUET DR, NANUET, NY 10954-3514

January 2023: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionROCKLAND NY
Recording DateJan 24, 2023
Property Address15 OAK ST, GARNERVILLE, NY 10923-2012
Document Number0000001540
Map ReferenceBK 56 PG 61 MAP 2399
Instrument DateDec 3, 2022
Instrument2023-00001540
Transaction TypeForeclosure
Record UpdatedFeb 22, 2023

Transaction

AmountAmount Recorded
Tax$1,476.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROCKLAND NY
Recording DateNov 26, 2018
Property Address15 OAK ST, GARNERVILLE, NY 10923-2012
Document Number0000034006
Instrument DateMay 11, 2018
Instrument34006
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyNEW YORK TITLE RESEARCH CORPORATION, NEW YORK TITLE RESEARCH CORP

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36A RAMAPO RD GARNERVILLE NY 10923, GARNERVILLE, NY 10923

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$221,300 (-) Land $83,800 Building $137,500$379,849 (+5.2%) Land $143,838 Building $236,011
2023$221,300 (-) Land $83,800 Building $137,500$361,070 (+16.04%) Land $136,727 Building $224,343
2022$221,300 Land $83,800 Building $137,500$311,164 Land $117,829 Building $193,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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