18 Oak Dr, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 18 Oak Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,118 sqft · built 1961
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2022)
Tax Bill	$10,196 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00018`
Alternative APN	`191090200018`

Interior

Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	99 ft deep x 82 ft wide

Location & Zoning

Street Address	18 OAK DR
City	STANHOPE
State	NJ
Zip	07874-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	18
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 OAK DR, STANHOPE, NJ 07874-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Aug 19, 2022	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
May 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202210244470
Deed Book / Page	3647 / 1
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 OAK DR, STANHOPE, NJ 07874-2805
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101890881
Date	Aug 19, 2022
Book Page	10189/881
Instrument	20220819010244490

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 25, 2027

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 19, 2022
Property Address	18 OAK DR, STANHOPE, NJ 07874-2805
Document Number	0036470001
Book / Page	3647 / 1
Instrument Date	Jul 14, 2022
Instrument	20220819010244470
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18344 DELL PL, 18344, STANHOPE, NJ 07874-2794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 OAK DR, STANHOPE, NJ 07874-2805

Mortgage

Document Number	0101890871
Date	Aug 19, 2022
Book Page	10189/871
Instrument	20220819010244480

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 OAK DR, STANHOPE, NJ 07874-2805
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 OAK DR, STANHOPE, NJ 07874-2805

Mortgage

Document Number	0099430470
Date	May 12, 2021
Book Page	9943/470
Instrument	20210512010116930

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Feb 24, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,300 (+114.49%) Land $186,200 Building $283,100	$469,300 (+114.49%) Land $186,200 Building $283,100
2025	$10,196.00 (+3.24%)	$218,800 (-) Land $74,300 Building $144,500	$218,800 (-) Land $74,300 Building $144,500
2024	$9,876.00 (+4.4%)
2023		$218,800 Land $74,300 Building $144,500	$218,800 Land $74,300 Building $144,500
2022	$9,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures