12 Oak Dr, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 12 Oak Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1963
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jan 2024)
Tax Bill	$10,452 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00015`
Alternative APN	`191090200015`

Interior

Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	95 ft deep x 99 ft wide

Location & Zoning

Street Address	12 OAK DR
City	STANHOPE
State	NJ
Zip	07874-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	15
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

12 Oak Dr is owned and occupied by an individual who bought it in January 2024.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	12 OAK DR, STANHOPE, NJ 07874-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2024	Intrafamily Transfer, Transfer INVESTMENT TITLE LLC
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	May 5, 2009 · Amount on File
Deed Document Number	20241738
Deed Book / Page	10294 / 573
Prior Transfer Date	Jan 22, 2024
Prior Transfer Doc	0102940229
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 30, 2024
Property Address	12 OAK DR, STANHOPE, NJ 07874-2805
Document Number	0102940573
Book / Page	10294 / 573
Instrument Date	Jan 22, 2024
Instrument	2024001738
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 NORTH ST, NETCONG, NJ 07857-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK DR, STANHOPE, NJ 07874-2805

Mortgage

Document Number	2024001739
Date	Jan 30, 2024
Instrument	2024001739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Jan 30, 2024
Property Address	12 OAK DR, STANHOPE, NJ 07874-2805
Document Number	0102940229
Book / Page	10294 / 229
Instrument Date	Jan 22, 2024
Instrument	2024001698
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	INVESTMENT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 OAK DRIVE, STILLWATER, NJ 07875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK DR, STANHOPE, NJ 07874-2805

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	12 OAK DR, STANHOPE, NJ 07874-2805
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101160933
Date	Mar 9, 2022
Book Page	10116/933
Instrument	20220309010075290

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12 Oak Dr was $10,452, up 12.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,900 (+106.38%) Land $178,600 Building $284,300	$462,900 (+106.38%) Land $178,600 Building $284,300
2025	$10,452.00 (+12.24%)	$224,300 Land $72,000 Building $152,300	$224,300 Land $72,000 Building $152,300
2024	$9,312.00
2023		$206,300 (+6.61%) Land $72,000 Building $134,300	$206,300 (+6.61%) Land $72,000 Building $134,300
2022	$8,920.00 (+7.19%)	$193,500 Land $72,000 Building $121,500	$193,500 Land $72,000 Building $121,500
2021	$8,322.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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