Gilmer County property record for 18 Nicholson Ln, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,352 sqft · built 1989 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jul 2004) |
| Tax Bill | $1,059 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 3056 011 |
| Primary APN | 3056 011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Metal Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3308 |
|---|---|
| Street Address | 18 NICHOLSON LN |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LANDLOT:320 DIST:11 |
| Legal Lot Number | 320 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 80401 |
18 Nicholson Ln is owned and occupied by an individual who bought it in July 2004.
Source: Gilmer County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit AMICALOLA ELECTRIC MEMBERSHIP |
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2004 · Amount on File |
| Deed Sale | Jul 15, 2004 · Amount on File |
| Deed Document Number | 0001067322 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Document Number | 0000002606/0000000463 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 0000002606/0000000463 |
| Instrument | 004153 |
| Name | AMICALOLA ELECTRIC MEMBERSHIP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Document Number | 0000002605/0000000001 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 0000002605/0000000001 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 18 NICHOLSON LN, TALKING ROCK, GA 30175-7250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2045/144 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 2045/144 |
| Instrument | 003727 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 18 Nicholson Ln was $1,059 with a homeowner's exemption.
Source: Gilmer County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,059.00 Homeowner's exemption | $92,520 Land $15,520 Building $77,000 | $231,300 Land $38,800 Building $192,500 |
| 2023 | $1,117.00 (-15.95%) Homeowner's exemption | $92,720 (+22.71%) Land $15,120 Building $77,600 | $231,800 (+22.71%) Land $37,800 Building $194,000 |
| 2022 | $1,329.00 Homeowner's exemption | $75,560 Land $12,720 Building $62,840 | $188,900 Land $31,800 Building $157,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Nicholson Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Nicholson Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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