Morris County and Montville Township property record for 18 Nicholas St, Towaco, NJ 07082 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,388 sqft · built 1967 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2002) |
| Tax Bill | $13,265 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00122-0000-00046 |
| Primary APN | 21-00122-0000-00046 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 178 ft deep x 123 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 18 NICHOLAS ST |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FOREST PARK |
| Legal Block | 122 |
| Legal Lot Number | 46 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records · APN 21-00122-0000-00046
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 NICHOLAS ST, TOWACO, NJ 07082-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2002 · Amount on Record |
| Deed Sale | Jun 19, 2002 · Amount on Record |
| Prior Sale | Mar 06, 1996 · Amount on Record |
| Deed Book / Page | 5641 / 127 |
| Last Transfer Date | Jan 08, 2015 |
| Transfer Doc | 0226521916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 18 NICHOLAS ST, TOWACO, NJ 07082-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0243301870 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 24330/1870 |
| Instrument | 2022008162 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 18 NICHOLAS ST, TOWACO, NJ 07082-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0235551663 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 23555/1663 |
| Instrument | 2019030787 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,000 (-) Land $223,000 Building $274,000 | $497,000 (-) Land $223,000 Building $274,000 | |
| 2025 | $497,000 (-) Land $223,000 Building $274,000 | $497,000 (-) Land $223,000 Building $274,000 | |
| 2024 | $13,265.00 (+3.9%) | ||
| 2023 | $497,000 Land $223,000 Building $274,000 | $497,000 Land $223,000 Building $274,000 | |
| 2022 | $12,767.00 |
Source: FEMA National Flood Hazard Layer, Morris County (34027C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270408053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1984–2021) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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