18 Nancy Ln, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 18 Nancy Ln, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,956 sqft · built 1986
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jan 2016)
Tax Bill	$8,141 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`174625`

Property Details

APN / Parcel Number

Primary APN	`174625`
Alternative APN	`WALT M:015 B:008 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,804 sqft
Basement Area	1,248 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,292 sqft (0.167 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	174625
Street Address	18 NANCY LN
City	WALTHAM
State	MA
Zip	02452-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	8
Legal Lot Number	8
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	6
Census Block	6001
Census Tract	368901

Owner

18 Nancy Ln is owned and occupied by an individual who bought it in January 2016.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 NANCY LN, WALTHAM, MA 02452-4862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2016 · Amount on File
Deed Sale	Jan 15, 2016 · Amount on File
Deed Book / Page	1484 / 58
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	18 NANCY LN, WALTHAM, MA 02452-4862
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001871108
Date	Feb 25, 2021
Instrument	1871108

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	18 NANCY LN, WALTHAM, MA 02452-4862
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871108
Date	Feb 25, 2021
Instrument	1871108

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 18 Nancy Ln was $8,141, up 8.6% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,141.00 (+8.63%)	$788,900 (+3.38%) Land $441,500 Building $347,400	$862,327 (+10.33%)
2025	$7,494.00 (+5.37%)	$763,100 (+3.43%) Land $421,400 Building $341,700	$781,565 (+3.88%)
2024	$7,112.00 (+2.63%)	$737,800 (+9.87%) Land $402,800 Building $335,000	$752,400
2023	$6,930.00	$671,500 Land $365,500 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Nancy Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Nancy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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