16 Nancy Ln, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 16 Nancy Ln, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1986
Lot Size	0.175 acres (7,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2018)
Tax Bill	$8,379 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174616`

Property Details

APN / Parcel Number

Primary APN	`174616`
Alternative APN	`WALT M:014 B:005 L:0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,949 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,632 sqft (0.175 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	174616
Street Address	16 NANCY LN
City	WALTHAM
State	MA
Zip	02452-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	12
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	6
Census Block	6001
Census Tract	368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 NANCY LN, WALTHAM, MA 02452-4862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Transfer Doc	0001798549
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	16 NANCY LN, WALTHAM, MA 02452-4862
Document Number	0001855572
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 NANCY LN WALTHAM MA 024524862, WALTHAM, MA 02452-4862

Mortgage

Document Number	0001855572
Date	Oct 7, 2020
Instrument	1855572

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	16 NANCY LN, WALTHAM, MA 02452-4862
Document Number	0001836129
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 NANCY LN WALTHAM MA 024524862, WALTHAM, MA 02452-4862

Mortgage

Document Number	0001836129
Date	Feb 11, 2020
Instrument	1836129

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 28, 2018
Property Address	16 NANCY LN, WALTHAM, MA 02452-4862
Document Number	0000098549
Instrument Date	Sep 7, 2018
Instrument	98549
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,055.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 NANCY LN WALTHAM MA 024524862, WALTHAM, MA 02452-4862

Mortgage

Document Number	98550
Date	Sep 28, 2018
Instrument	98550

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2033

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,379.00 (+10.08%)	$811,900 (+4.73%) Land $445,500 Building $366,400	$892,608 (+2.23%)
2025	$7,612.00 (+5.12%)	$775,200 (+3.21%) Land $425,200 Building $350,000	$873,145 (+2.84%)
2024	$7,241.00 (+1.53%)	$751,100 (+8.68%) Land $406,400 Building $344,700	$849,015
2023	$7,132.00	$691,100 Land $368,800 Building $322,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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