18 N Union St, Elgin, IL 60123 Property Records

Kane County property record for 18 N Union St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,484 sqft Living Area
Lot Size6,250 sqft (0.143 acres)
GarageDetached
Last Sale$177,000 (2021)
Tax Bill$6,899.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-327-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms7 Rooms
Building Area1,484 sqft Living Area
Gross Area2,226 sqft Gross Area
Basement Area742 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame Construction
Lot Area6,250 sqft (0.143 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address18 N UNION ST
CityELGIN
StateIL
Zip60123-5335
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILCOX PARK ADDN LOT 4 BLOCK 1
Legal SubdivisionWILCOX PARK ADDN
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2006
Census Tract851101

Owner

Source: Kane County records · APN 06-14-327-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address938 ASCOT DR, ELGIN, IL 60123-6759
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
RFLF 7 LLC
Jul 08, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
RFLF 4 LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2021 · Amount on Record
Deed SaleJul 08, 2021 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Doc Number202152468
Prior Transfer DateJun 10, 1998
Prior Transfer Doc0000053327
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address18 N UNION ST, ELGIN, IL 60123-5335
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038113
DateJul 26, 2022
Instrument2022K038113
Lender
NameRFLF 7 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 08, 2021
Property Address18 N UNION ST, ELGIN, IL 60123-5335
Document Number0000052468
Instrument DateJun 24, 2021
Instrument2021K052468
Transaction TypeConstruction Loan
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 N UNION ST, ELGIN, IL 60123-5335
InvestorPossibly a Property Investor

Mortgage

Document Number0000052469
DateJul 08, 2021
Instrument2021K052469
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,899.00 (+3.51%)
2024$6,665.00 (+1%)$83,295 (+19.2%) Land $13,144 Building $70,151$249,985 (+19.24%) Land $39,448 Building $210,537
2022$6,059.00 (+14.47%)$69,881 (+6.96%) Land $10,828 Building $59,053$209,643 (+6.96%) Land $32,484 Building $177,159
2021$5,293.00 Homeowner's exemption$65,333 Land $10,123 Building $55,210$195,999 Land $30,369 Building $165,630

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