39 N Union St, Elgin, IL 60123 Property Records

Kane County property record for 39 N Union St, Elgin, IL 60123

Property Summary

Property Type	General Industrial
Details	4,370 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$160,500 (Feb 2019)
Tax Bill	$5,115 (2025)
Deeds & Mortgages	Feb 2019 Foreclosure Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-328-045`

Property Details

APN / Parcel Number

Primary APN	`06-14-328-045`
Alternative APN	`0614328037`

Interior

Units	2 Units
Building Area	4,370 sqft Gross Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	39 N UNION ST
City	ELGIN
State	IL
Zip	60123-5344
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	NONE PART OF LOTS 2 & 3 IN BLOCK 2 & PART OF LOT 115 IN COUNTY CLERKS SUB AS DESC IN DOC 99K051113 AND COUNTY CLERKS SUB THAT PT OF LOT 115 DESC AS PARCEL ONE IN DOC 99K051110
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	2-3,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	851101

Owner

39 N Union St, an industrial property, is owned by a company that bought it in February 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	218 LUCAS ST, SYCAMORE, IL 60178-1214
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Trustee's Deed, Foreclosure · Commercial Mortgage PRAIRIE COMMUNITY BANK
Oct 10, 2017	Deed of Trust, Mortgage JOEL & LYNN BERO
Aug 4, 2017	Trustee's Deed, Construction Loan · Line of Credit PRAIRIE CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	May 20, 1999
Deed Document Number	20194640
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	0000004640
Record Updated	Oct 29, 2026

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2019
Property Address	39 N UNION ST, ELGIN, IL 60123-5344
Document Number	0000004640
Instrument Date	Nov 10, 2017
Instrument	2019K004640
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$160.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30645 LINCOLN RD, GENOA, IL 60135-7814

Mortgage

Document Number	0000004641
Date	Feb 5, 2019
Instrument	2019K004641

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 31, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39 N UNION ST, ELGIN, IL 60123-5344
Document Number	0000005823
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37W721 ORCHARD LN ELGIN IL 601248028, ELGIN, IL 60124-8028

Mortgage

Document Number	0000005823
Date	Feb 13, 2019
Instrument	5823

Lender

Name	JOEL & LYNN BERO
Address	37 W721 ORCHARD LN, ELGIN, IL 60124-8028

Agreement

Amount	Amount on Record

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Aug 4, 2017
Property Address	39 N UNION ST, ELGIN, IL 60123-5344
Instrument Date	May 25, 2017
Instrument	40531
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	39 N UNION ST ELGIN IL 601235344, ELGIN, IL 60123-5344

Mortgage

Document Number	0000040531
Date	Aug 4, 2017
Instrument	40531

Lender

Name	PRAIRIE CMNTY BK
Type	Bank
Address	MARENGO, IL 60152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 3, 2018

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 39 N Union St was $5,115.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,115.00	$67,056 (+8.57%) Land $13,670 Building $53,386	$201,248 (+8.57%) Land $41,026 Building $160,222
2024		$61,763 Land $12,591 Building $49,172	$185,363 Land $37,788 Building $147,575
2022	$4,411.00 (+3.96%)	$50,878 (+6.96%) Land $10,372 Building $40,506	$152,634 (+6.96%) Land $31,116 Building $121,518
2021	$4,243.00	$47,567 Land $9,697 Building $37,870	$142,701 Land $29,091 Building $113,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 N Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 N Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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