Essex County and Beverly City property record for 18 Montserrat Rd, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,142 sqft · built 2012 |
| Lot Size | 0.339 acres (14,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,317,000 (May 2026) |
| Tax Bill | $10,161 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12967 |
| Primary APN | 12967 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 3,968 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,776 sqft (0.339 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 12967 |
|---|---|
| Street Address | 18 MONTSERRAT RD |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 90A |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 217101 |
18 Montserrat Rd is owned and occupied by an individual who bought it in May 2026.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Feb 4, 2015 |
| Deed Document Number | 202620260529001440 |
| Deed Book / Page | 43413 / 187 |
| Prior Transfer Date | May 20, 2026 |
| Prior Transfer Doc | 043413-187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 18 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043150-590 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 43150/590 |
| Instrument | 20251226000090 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | May 29, 2026 |
| Property Address | 18 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Document Number | 043413-187 |
| Book / Page | 43413 / 187 |
| Instrument Date | May 20, 2026 |
| Instrument | 20261440 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Date | May 29, 2026 |
|---|
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 18 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Document Number | 37443-176 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 18 MONTSERRAT RD BEVERLY MA 019152768, BEVERLY, MA 01915-2768 |
| Document Number | 37443-176 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 037443/000176 |
| Instrument | 1904164220 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18 Montserrat Rd was $10,161, up 4.5% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,161.00 (+4.47%) | $924,600 (+6.75%) Land $455,800 Building $468,800 | $904,780 |
| 2024 | $9,726.00 (+3.22%) | $866,100 (+3.49%) Land $397,300 Building $468,800 | |
| 2023 | $9,423.00 | $836,900 Land $368,100 Building $468,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Montserrat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Montserrat Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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