Essex County and Beverly City property record for 16 Montserrat Rd, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,838 sqft · built 1976 |
| Lot Size | 0.526 acres (22,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,099,000 (Dec 2021) |
| Tax Bill | $11,601 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,838 sqft Living Area |
| Gross Area | 3,854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,930 sqft (0.526 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7842 |
|---|---|
| Street Address | 16 MONTSERRAT RD |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 89 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 217101 |
16 Montserrat Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Aug 29, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage BEVERLY BANK |
| Dec 3, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on File |
| Deed Sale | Dec 6, 2021 · Amount on File |
| Prior Sale | Dec 3, 2020 · Amount on File |
| Deed Book / Page | 40550 / 589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Dec 6, 2021 |
| Property Address | 16 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Document Number | 040550-589 |
| Book / Page | 40550 / 589 |
| Instrument Date | Dec 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Document Number | 0040550591 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 40550/591 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36971-42 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 36971/42 |
| Instrument | 180829000610 |
| Name | BEVERLY BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Dec 3, 2020 |
| Property Address | 16 MONTSERRAT RD, BEVERLY, MA 01915-2768 |
| Document Number | 39253-133 |
| Book / Page | 39253 / 133 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 20201203003010 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 FIELDBROOK RD, MARBLEHEAD, MA 01945-1005 |
| Document Number | 201203003020 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 201203003020 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 16 Montserrat Rd was $11,601, up 2.9% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,601.00 (+2.9%) | $1,055,600 (+5.15%) Land $403,600 Building $652,000 | $1,184,080 |
| 2024 | $11,274.00 (+2.38%) | $1,003,900 (+2.65%) Land $351,900 Building $652,000 | |
| 2023 | $11,012.00 | $978,000 Land $326,000 Building $652,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Montserrat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Montserrat Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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