18 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 18 Montego Ct, Coronado, CA 92118

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,471 sqft · built 1982
Lot Size	3.92 acres (171,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Apr 2019)
Tax Bill	$9,675 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`615-063-20-18`

Property Details

APN / Parcel Number

Primary APN	`615-063-20-18`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	171,164 sqft
View / Lot	Bay

Location & Zoning

Street Address	18 MONTEGO BAY CT
City	CORONADO
State	CA
Zip	92118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 18PER DOC81-084016&UND INT IN TR 007911
Legal Subdivision	MONTEGO BAY CLUB
Legal Tract	007911
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10903 RIM RD, ESCONDIDO, CA 92026-6952
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 16, 2019	Grant Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	May 4, 2000 · Amount on Record
Deed Document Number	2019137652
Prior Transfer Date	Sep 14, 2004
Prior Transfer Doc	0000894780
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18 MONTEGO CT, CORONADO, CA 92118-3242
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MONTEGO BAY CT, CORONADO, CA 92118

Mortgage

Document Number	0000192320
Date	Mar 12, 2021
Instrument	2021-0192320

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18 MONTEGO CT, CORONADO, CA 92118-3242
Document Number	0000007498
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18 MONTEGO BAY CT CORONADO CA 92118, CORONADO, CA 92118

Mortgage

Document Number	0000007498
Date	Jan 7, 2020
Instrument	7498

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2019
Property Address	18 MONTEGO CT, CORONADO, CA 92118-3242
Document Number	0000137652
Map Reference	MAP 7911
Instrument Date	Mar 22, 2019
Instrument	2019-0137652
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18 MONTEGO BAY COURT, CORONADO, CA 92118

Mortgage

Document Number	0000137653
Date	Apr 16, 2019
Instrument	2019-0137653

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,190 (+2%) Land $409,616 Building $483,574
2025	$9,675.00 (+3.97%) Homeowner's exemption	$875,678 (+4.04%) Land $401,585 Building $474,093
2023	$9,306.00 (+1.91%) Homeowner's exemption	$841,677 Land $385,992 Building $455,685
2022	$9,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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