16 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 16 Montego Ct, Coronado, CA 92118

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,492 sqft · built 1982
Lot Size	3.92 acres (171,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Sep 2025)
Tax Bill	$13,944 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`615-063-20-16`

Property Details

APN / Parcel Number

Primary APN	`615-063-20-16`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	171,164 sqft
View / Lot	Bay

Location & Zoning

Street Address	16 MONTEGO CT
City	CORONADO
State	CA
Zip	92118-3242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 16PER DOC81-084016&UND INT IN TR 007911
Legal Subdivision	MONTEGO BAY CLUB
Legal Tract	007911
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 MONTEGO CT, CORONADO, CA 92118-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 2, 2024	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Apr 2, 2024 · Amount on Record
Deed Document Number	2025255784
Prior Transfer Date	Mar 26, 2024
Prior Transfer Doc	0000081139
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2025
Property Address	16 MONTEGO CT, CORONADO, CA 92118-3242
Document Number	0000255784
Map Reference	MAP 7911
Instrument Date	Aug 28, 2025
Instrument	2025-0255784
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 MONTEGO CT, CORONADO, CA 92118-3242

Mortgage

Document Number	0000255785
Date	Sep 16, 2025
Instrument	2025-0255785

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2024
Property Address	16 MONTEGO CT, CORONADO, CA 92118-3242
Document Number	0000081140
Map Reference	MAP 7911
Instrument Date	Mar 20, 2024
Instrument	2024-0081140
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 B AVE, CORONADO, CA 92118-2616

Mortgage

Document Number	0000081141
Date	Apr 2, 2024
Instrument	2024-0081141

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16 MONTEGO CT, CORONADO, CA 92118-3242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439076
Date	Aug 7, 2020
Instrument	2020-0439076

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	16 MONTEGO CT, CORONADO, CA 92118-3242
Document Number	0000070193
Instrument Date	Feb 6, 2020
Instrument	70193
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 MONTEGO CT CORONADO CA 921183242, CORONADO, CA 92118-3242

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,050,000 (-17.58%) Land $800,000 Building $250,000
2025	$13,944.00 (+57.9%)	$1,273,980 (+59.94%) Land $969,000 Building $304,980
2023	$8,831.00 (+1.9%) Homeowner's exemption	$796,517 Land $620,345 Building $176,172
2022	$8,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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