18 Mill St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 18 Mill St, Dracut, MA 01826

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,144 sqft · built 1886
Lot Size	0.13 acres (5,688 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Aug 2023)
Tax Bill	$3,947 (2026)
Deeds & Mortgages	Oct 2021 Refinance Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:32 B:78 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:32 B:78 L:1`
Alternative APNs	`M:0032 B:0078 L:0001` `783329`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,688 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	783329
Street Address	18 MILL ST
City	DRACUT
State	MA
Zip	01826-3214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Block	78
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3005
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 MILL ST, DRACUT, MA 01826-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Apr 16, 2019	Condominium Deed, Transfer · FHA Mortgage MORTGAGE NTWK
Jan 5, 2018	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202325754
Deed Book / Page	38044 / 126
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	18 MILL ST, DRACUT, MA 01826-3214
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00036352-1
Date	Oct 6, 2021
Book Page	36352/1
Instrument	58810

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 31, 2023
Property Address	18 MILL ST, DRACUT, MA 01826-3214
Document Number	038044-126
Book / Page	38044 / 126
Instrument Date	Aug 31, 2023
Instrument	25754
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MILL ST # 18, 18, DRACUT, MA 01826-3214

Mortgage

Document Number	0000025755
Date	Aug 31, 2023
Instrument	25755

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	DRACUT MA
Recording Date	Apr 16, 2019
Property Address	18 MILL ST, DRACUT, MA 01826-3214
Document Number	32897-238
Book / Page	032897 / 000238
Instrument Date	Mar 31, 2019
Instrument	13701
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MILL ST DRACUT MA 018263214, DRACUT, MA 01826-3214

Mortgage

Document Number	32897-242
Date	Apr 16, 2019
Book Page	032897/000242
Instrument	13702

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	DRACUT MA
Recording Date	Jan 5, 2018
Property Address	18 MILL ST, DRACUT, MA 01826-3214
Document Number	31782-75
Book / Page	031782 / 000075
Instrument Date	Dec 11, 2017
Instrument	875
Transaction Type	Foreclosure
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Tax	$761.52
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WOOLSACK DR WESTFORD MA 018862645, WESTFORD, MA 01886-2645

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,947.00 (+2.15%)	$408,200 (+6.91%) Building $408,200	$391,590 (-)
2025	$3,864.00 (+7.24%)	$381,800 (+10.73%) Building $381,800	$391,590 (-4.65%)
2024	$3,603.00 (+6.88%)	$344,800 (+18.45%) Building $344,800	$410,685
2023	$3,371.00	$291,100 Building $291,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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