17 Mill St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 17 Mill St, Dracut, MA 01826 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,922 sqft · built 1906
Lot Size	0.188 acres (8,211 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2014)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:32 L:89`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:32 L:89`
Alternative APNs	`M:0032 B:0000 L:0089` `797501`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,922 sqft Living Area
Gross Area	3,761 sqft
1st Floor Area	1,226 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,226 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,211 sqft (0.188 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	797501
Street Address	17 MILL ST
City	DRACUT
State	MA
Zip	01826-3213
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	89
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3004
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:32 L:89

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 MILL ST, DRACUT, MA 01826-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANCE FEDERAL CREDIT UNION
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Oct 08, 2021	Deed of Trust, Mortgage · Line of Credit ENVISION BANK
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BANKESB
Sep 05, 2018	Deed of Trust, Mortgage CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Deed Book / Page	28284 / 260
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jun 15, 2026
Property Address	17 MILL ST, DRACUT, MA 01826-3213
Document Number	0000018638
Book / Page	40129 / 56
Instrument Date	Jun 15, 2026
Instrument	202618638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MILL ST, DRACUT, MA 01826-3213

Mortgage

Document Number	0000018638,
Date	Jun 15, 2026
Book Page	40129/56
Instrument	202618638

Lender

Name	ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 MILL ST, DRACUT, MA 01826-3213
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035543-1
Date	Mar 29, 2021
Book Page	35543/1
Instrument	18562

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 MILL ST, DRACUT, MA 01826-3213
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036357-73
Date	Oct 08, 2021
Book Page	36357/73
Instrument	59129

Lender

Name	ENVISION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2046

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 MILL ST, DRACUT, MA 01826-3213
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039692-22
Date	Nov 24, 2025
Book Page	39692/22
Instrument	37981

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 MILL ST, DRACUT, MA 01826-3213
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32384-64
Date	Sep 05, 2018
Book Page	32384/64
Instrument	38777

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,134.00 (+3.22%)	$507,300 (+6.58%) Land $181,400 Building $325,900
2024	$4,974.00 (-4.95%)	$476,000 (+5.33%) Land $172,700 Building $303,300
2023	$5,233.00	$451,900 Land $150,200 Building $301,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173141023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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