18 Middle St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 Middle St, Beverly, MA 01915

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 816 sqft · built 1961
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Aug 2014)
Tax Bill$6,945 (2025)
Deeds & MortgagesApr 2020 Refinance
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR10

Property Details

APN / Parcel Number

Primary APNR10
Alternative APNs
  • BEVE M:0021 B:0174 L
  • 5039

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
Gross Area1,968 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number5039
Street Address18 MIDDLE ST
CityBEVERLY
StateMA
Zip01915-3708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block174
JurisdictionBEVERLY MA
Township / Civil DivisionBEVERLY
Census Block Group2
Census Block2003
Census Tract217500

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 MIDDLE ST, BEVERLY, MA 01915-3708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Oct 29, 2020Deed of Trust, Mortgage · Balloon Mortgage
SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2014 · Amount on Record
Deed SaleAug 29, 2014 · Amount on Record
Deed Book / Page33510 / 353
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address18 MIDDLE ST, BEVERLY, MA 01915-3708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38415-242
DateApr 13, 2020
Book Page38415/242
Instrument20200413003790
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address18 MIDDLE ST, BEVERLY, MA 01915-3708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39115-13
DateOct 29, 2020
Book Page39115/13
Instrument20201029000830
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,945.00 (+7.57%)$631,900 (+9.91%) Land $444,600 Building $187,300$519,745
2024$6,456.00 (+4.96%)$574,900 (+5.24%) Land $387,600 Building $187,300
2023$6,151.00$546,300 Land $359,100 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims27 (1978–2011)
Claims Outside the SFHA7 of 27
Most Recent ClaimOct 2011 · other causes
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims
  • Winter Coastal Storm, Dec 1992 · 3 claims
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEVERLY WATER DEPT
serves 47,461 people · EPA ID MA3030000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionNov 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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