Essex County and Beverly City property record for 10 Middle St, Beverly, MA 01915 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 1913 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jan 2018) |
| Tax Bill | $9,060 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 3,949 sqft |
| Basement Area | 933 sqft |
| Unfinished Basement | 933 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 5036 |
|---|---|
| Street Address | 10 MIDDLE ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 171 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 217500 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC |
| Jun 12, 2019 | Deed of Trust, Mortgage ROSS MTG CO INC |
| Oct 17, 2018 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Jan 31, 2018 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Prior Sale | May 09, 1985 · Amount on Record |
| Deed Book / Page | 36506 / 510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040375-155 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 40375/155 |
| Instrument | 20211013003980 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40375-155 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 40375/155 |
| Instrument | 20211013003980 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Document Number | 38223-212 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 MIDDLE ST BEVERLY MA 019153708, BEVERLY, MA 01915-3708 |
| Document Number | 38223-212 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 038223/000212 |
| Instrument | 29001200 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Document Number | 37590-363 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 MIDDLE ST BEVERLY MA 019153708, BEVERLY, MA 01915-3708 |
| Document Number | 37590-363 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 037590/000363 |
| Instrument | 1906171230 |
| Name | ROSS MTG CO INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Document Number | 37109-537 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 MIDDLE ST BEVERLY MA 019153708, BEVERLY, MA 01915-3708 |
| Document Number | 37109-537 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 037109/000537 |
| Instrument | 26007020 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 31, 2018 |
| Property Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Document Number | 36506-510 |
| Book / Page | 36506 / 510 |
| Instrument | 180131004150 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 MIDDLE ST, BEVERLY, MA 01915-3708 |
| Document Number | 365060515 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 36506/0515 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 31, 2048 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,060.00 (+4.92%) | $824,400 (+7.22%) Land $432,900 Building $391,500 | $774,060 |
| 2024 | $8,635.00 (+3.48%) | $768,900 (+3.75%) Land $377,400 Building $391,500 | |
| 2023 | $8,345.00 | $741,100 Land $349,600 Building $391,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092175002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1978–2011) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Oct 2011, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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