18 Maple St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 18 Maple St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,453 sqft · built 1884
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$665,000 (Jul 2014)
Tax Bill	$11,393 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1930-12`

Property Details

APN / Parcel Number

Primary APN	`1930-12`
Alternative APNs	`WATE M:0103 B:0012 L:0018` `756`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,453 sqft Living Area
Gross Area	4,164 sqft
Basement Area	1,105 sqft
Unfinished Basement	1,105 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	756
Street Address	18 MAPLE ST
City	WATERTOWN
State	MA
Zip	02472-4606
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	12
Legal Lot Number	18
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1006
Census Tract	370403

Owner

Source: Middlesex County and Watertown City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 RIVERSIDE ST, WATERTOWN, MA 02472-2715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 7, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 20, 2017	Deed of Trust, Mortgage SANTANDER BANK NA
Jan 18, 2017	Deed of Trust, Mortgage SANTANDER BK NA
Nov 13, 2017	Deed of Trust, Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	Aug 30, 1995 · Amount on Record
Deed Book / Page	63975 / 345
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 17, 2026
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Document Number	0000088957
Book / Page	85894 / 134
Instrument Date	Jul 13, 2026
Instrument	202688957
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MAPLE ST, WATERTOWN, MA 02472-4606

Mortgage

Date	Jul 17, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077575-232
Date	Apr 22, 2021
Book Page	77575/232
Instrument	90442

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Feb 7, 2022
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Document Number	079653-510
Book / Page	79653 / 510
Instrument Date	Feb 7, 2022
Instrument	20613
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RIVERSIDE ST, WATERTOWN, MA 02472-2715

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69463-563
Date	Jun 20, 2017
Book Page	69463/563
Instrument	93387

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68772-148
Date	Jan 18, 2017
Book Page	68772/148
Instrument	9153

Lender

Name	SANTANDER BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	18 MAPLE ST, WATERTOWN, MA 02472-4606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70222-566
Date	Nov 13, 2017
Book Page	70222/566
Instrument	184124

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,393.00 (+11.56%)	$975,400 (+11.76%) Land $478,100 Building $497,300
2024	$10,212.00 (-11.87%)	$872,800 (+2.29%) Land $464,600 Building $408,200
2023	$11,588.00	$853,300 Land $449,600 Building $403,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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