14 Maple St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 14 Maple St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	7 bd · 6.5 ba · 3,624 sqft · built 1910
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,430,000 (Apr 2026)
Tax Bill	$16,404 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1910-20`

Property Details

APN / Parcel Number

Primary APN	`1910-20`
Alternative APNs	`WATE M:0103 B:0011 L:0017` `755`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,624 sqft Living Area
Gross Area	6,004 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	755
Street Address	14 MAPLE ST
City	WATERTOWN
State	MA
Zip	02472-4617
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	11
Legal Lot Number	17
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1006
Census Tract	370403

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage WATERTOWN SAVINGS BANK
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Apr 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Dec 19, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 3, 2017	Quit Claim Deed, Transfer · Commercial Mortgage WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	202645446
Deed Book / Page	85504 / 522
Prior Transfer Date	Apr 11, 2026
Prior Transfer Doc	085504-522
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079700-38
Date	Feb 16, 2022
Book Page	79700/38
Instrument	25741

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079700-53
Date	Feb 16, 2022
Book Page	79700/53
Instrument	25742

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 23, 2026
Property Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Document Number	085504-522
Book / Page	85504 / 522
Instrument Date	Apr 11, 2026
Instrument	202645446
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Apr 23, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

December 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Dec 19, 2024
Property Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Document Number	083605-564
Book / Page	83605 / 564
Instrument Date	Dec 19, 2024
Instrument	145574
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 MAPLE ST # 14, 14, WATERTOWN, MA 02472-4617

Mortgage

Document Number	0000145575
Date	Dec 19, 2024
Instrument	145575

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jan 3, 2017
Property Address	14 MAPLE ST, WATERTOWN, MA 02472-4617
Document Number	68704-119
Book / Page	68704 / 119
Instrument	942
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$93.84
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68704-122
Date	Jan 3, 2017
Book Page	68704/122
Instrument	943

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,404.00 (+46.57%)	$1,344,600 (+40.33%) Building $1,344,600	$1,312,030
2025	$11,192.00 (+95.53%)	$958,200 (+95.87%) Land $491,300 Building $466,900
2024	$5,724.00 (-55.04%)	$489,200 (-47.82%) Land $476,700 Building $12,500
2023	$12,731.00	$937,500 Land $461,300 Building $476,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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