Bristol Town property record for 18 Loring Rd, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,246 sqft · built 1955 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Jun 2017) |
| Tax Bill | $5,641 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0028-57 |
| Primary APN | 50-0028-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 2,074 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 50-0028-57 |
|---|---|
| Street Address | 18 LORING RD |
| City | BRISTOL |
| State | RI |
| Zip | 02809-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 420 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30902 |
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 LORING RD, BRISTOL, RI 02809-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES CU |
| Jun 30, 2017 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND HSNG & MTG FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Deed Book / Page | 1898 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 18 LORING RD, BRISTOL, RI 02809-1218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2015-159 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 2015/159 |
| Instrument | 3781 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 18 LORING RD, BRISTOL, RI 02809-1218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2064-54 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 2064/54 |
| Instrument | 7479 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jun 30, 2017 |
| Property Address | 18 LORING RD, BRISTOL, RI 02809-1218 |
| Document Number | 1898-113 |
| Book / Page | 1898 / 113 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 18980114 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 01898/0114 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 18 LORING RD, BRISTOL, RI 02809-1218 |
| Document Number | 1883-49 |
| Book / Page | 001883 / 000049 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 1883-49 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 001883/000049 |
| Name | RHODE ISLAND HSNG & MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 22, 2032 |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,641.00 (+32.92%) | |
| 2025 | $4,244.00 (+3.44%) | $307,100 (-) Land $142,700 Building $164,400 |
| 2023 | $4,103.00 (+2.78%) | $307,100 (-) Land $142,700 Building $164,400 |
| 2022 | $3,992.00 | $307,100 Land $142,700 Building $164,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 units insured incl. 19 condo units |
| Nearby Flood Claims | 15 (1978–2012) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
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