15 Loring Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 15 Loring Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1975
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Apr 2023)
Tax Bill	$5,806 (2026)
Deeds & Mortgages	Dec 2024 Refinance Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`50-0102-78`

Property Details

APN / Parcel Number

Primary APN	`50-0102-78`
Alternative APNs	`BRIS M:79 L:463` `4728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,392 sqft
Basement Area	1,344 sqft
Unfinished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4728
Street Address	15 LORING RD
City	BRISTOL
State	RI
Zip	02809-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	463
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3013
Census Tract	30902

Owner

15 Loring Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Bristol Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 LORING RD, BRISTOL, RI 02809-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS
Nov 23, 2022	Warranty Deed, Transfer
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RAY LUPIEN
Jul 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jul 24, 2020	Foreclosure NOT AVAILABLE
Apr 1, 2019	Foreclosure · Stand-Alone First Mortgage ALPHA REAL ESTATE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Book / Page	2208 / 75
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	002046-126
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002267-1
Date	Dec 13, 2024
Book Page	2267/1
Instrument	2024-2882

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Apr 20, 2023
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Document Number	0002208-75
Book / Page	2208 / 75
Instrument Date	Apr 20, 2023
Instrument	4610
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 GREEN ST, CAMBRIDGE, MA 02139-3486

Mortgage

Document Number	0000004611
Date	Apr 20, 2023
Instrument	4611

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 23, 2022
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Document Number	002195-270
Book / Page	2195 / 270
Instrument Date	Oct 7, 2022
Instrument	3496
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LORING RD, BRISTOL, RI 02809-1228

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001984-320
Date	Jun 11, 2019
Book Page	1984/320
Instrument	1425

Lender

Name	RAY LUPIEN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jul 24, 2020
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Document Number	2046-136
Book / Page	2046 / 136
Instrument Date	Jul 23, 2020
Instrument	6195
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LORING RD, BRISTOL, RI 02809-1228

Mortgage

Document Number	6196
Date	Jul 24, 2020
Instrument	6196

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	BRISTOL RI
Recording Date	Jul 24, 2020
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Document Number	2046-126
Book / Page	002046 / 000126
Instrument Date	Jul 20, 2020
Instrument	6193
Transaction Type	Foreclosure
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LORING RD BRISTOL RI 02809, BRISTOL, RI 02809

April 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	BRISTOL RI
Recording Date	Apr 1, 2019
Property Address	15 LORING RD, BRISTOL, RI 02809-1228
Document Number	1977-127
Book / Page	1977 / 127
Instrument Date	Mar 21, 2019
Instrument	780
Transaction Type	Foreclosure
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 206, EXETER, RI 02822-0502

Mortgage

Document Number	781
Date	Apr 1, 2019
Instrument	781

Lender

Name	ALPHA REAL ESTATE LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15 Loring Rd was $5,806, up 16% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,806.00 (+15.98%)
2025	$5,006.00	$521,500 Land $160,900 Building $360,600
2023	$4,560.00 (+2.77%)	$341,300 (-) Land $134,100 Building $207,200
2022	$4,437.00	$341,300 Land $134,100 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Loring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 units insured incl. 19 condo units
Nearby Flood Claims	15 (1978–2012)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Loring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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