18 Lois Ln, Esko, MN 55733 Property Records

Carlton County property record for 18 Lois Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,687 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,536 (2026)
Deeds & Mortgages	Oct 2009 Mortgage Jan 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0100`

Property Details

APN / Parcel Number

Primary APN	`78-410-0100`
Alternative APN	`28099`

Exterior

Lot Area	45,687 sqft (1.04 acres)

Location & Zoning

Account Number	28099
Street Address	18 LOIS LN
City	ESKO
State	MN
Zip	55733-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 284243 WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	5
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 LOIS LN, ESKO, MN 55733-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Jan 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Jun 13, 2006	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC
Nov 4, 2011	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Jul 9, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	18 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	LAKEVIEW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000427677
Date	Oct 30, 2009
Instrument	A000427677

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Feb 1, 2024

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	18 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	LAKEVIEW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000421788
Date	Jan 22, 2009
Instrument	A000421788

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2024

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	18 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000402173
Date	Jun 13, 2006
Instrument	A000402173

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 20, 2011

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	18 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	RES TITLE, RELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000440239
Date	Nov 4, 2011
Instrument	A000440239

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2026

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 9, 2024
Property Address	18 LOIS LN, ESKO, MN 55733-9706
Document Number	A000517276
Instrument Date	Jul 1, 2024
Instrument	A000517276
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 LOIS LN, ESKO, MN 55733-9706

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,536.00 (+8.57%) Homeowner's exemption
2025		$395,500 (+3.83%) Land $78,200 Building $317,300	$395,500 (+3.83%) Land $78,200 Building $317,300
2024	$4,178.00 Homeowner's exemption	$380,900 (+8.55%) Land $78,200 Building $302,700	$380,900 (+8.55%) Land $78,200 Building $302,700
2023	$4,178.00 Homeowner's exemption	$350,900 (-) Land $74,900 Building $276,000	$350,900 (-) Land $74,900 Building $276,000
2022		$350,900 Land $74,900 Building $276,000	$350,900 Land $74,900 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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