17 Lois Ln, Esko, MN 55733 Property Records

Carlton County property record for 17 Lois Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.532 acres (23,193 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Nov 2017)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`78-410-0020`

Property Details

APN / Parcel Number

Primary APN	`78-410-0020`
Alternative APN	`28096`

Exterior

Lot Area	23,193 sqft (0.532 acres)

Location & Zoning

Account Number	28096
Street Address	17 LOIS LN
City	ESKO
State	MN
Zip	55733-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILMART DIVISION
Legal Subdivision	WILMART DIVISION
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17 LOIS LN, ESKO, MN 55733-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PREMIER LENDING INC
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN CMNTS CU
May 18, 2006	Deed of Trust, Mortgage DULUTH TEACHERS CU
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Sep 15, 2011	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK INC
Nov 30, 2009	Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU
Aug 8, 2024	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Nov 29, 2017	Warranty Deed, Transfer
Jun 19, 2015	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2017477770
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	0000477770
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000496888
Date	Jan 29, 2021
Instrument	A000496888

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000508290
Date	Sep 7, 2022
Instrument	A000508290

Lender

Name	NORTHERN CMNTS CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000401604
Date	May 18, 2006
Instrument	A000401604

Lender

Name	DULUTH TEACHERS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 27, 2011

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000525232
Date	Jan 30, 2026
Instrument	A000525232

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	LAKE SUPERIOR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000439382
Date	Sep 15, 2011
Instrument	A000439382

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NATIONAL TITLE/DULUTH INC, NATIONAL TITLE DULUTH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000428233
Date	Nov 30, 2009
Instrument	A000428233

Lender

Name	DULUTH TEACHERS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000517685
Date	Aug 8, 2024
Instrument	A000517685

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 29, 2017
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Document Number	A000477770
Instrument Date	Nov 28, 2017
Instrument	A000477770
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 19, 2015
Property Address	17 LOIS LN, ESKO, MN 55733-9706
Document Number	A000463124
Instrument Date	Jun 15, 2015
Instrument	A000463124
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$791.67
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 LOIS LN, ESKO, MN 55733-9706
Investor	Possibly a Property Investor

Mortgage

Document Number	A000463125
Date	Jun 19, 2015
Instrument	A000463125

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Term	361 Months
Due	Jul 1, 2045

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+8.23%) Homeowner's exemption
2025		$363,900 (+3.97%) Land $60,500 Building $303,400	$363,900 (+3.97%) Land $60,500 Building $303,400
2024	$3,838.00 Homeowner's exemption	$350,000 (+8.19%) Land $60,500 Building $289,500	$350,000 (+8.19%) Land $60,500 Building $289,500
2023	$3,838.00 Homeowner's exemption	$323,500 (-) Land $58,900 Building $264,600	$323,500 (-) Land $58,900 Building $264,600
2022		$323,500 Land $58,900 Building $264,600	$323,500 Land $58,900 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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