18 Laurel Dr, Sapphire, NC 28774 Property Records

Jackson County property record for 18 Laurel Dr, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jul 2022)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8502-11-0844`

Property Details

APN / Parcel Number

Primary APN	`8502-11-0844`
Alternative APN	`171876`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,548 sqft Heated Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	656 sqft
Deck Area	120 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	18 LAUREL DR
City	SAPPHIRE
State	NC
Zip	28774-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1,2 UN 2 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	1-2
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2002
Census Tract	950900

Owner

Source: Jackson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 BOWEN DR, ANDERSON, SC 29621-3651
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Nov 19, 2020	Warranty Deed, Transfer · Construction Mortgage JOHN P CONNOR
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Book / Page	2339 / 721
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0022420110
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 21, 2022
Property Address	18 LAUREL DR, SAPPHIRE, NC 28774-9610
Document Number	0023390721
Book / Page	2339 / 721
Map Reference	CAB 9 SL 691
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$852.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 E DOGWOOD DR, 312, FRANKLIN, NC 28734-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 BOWEN DR, ANDERSON, SC 29621-3651

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	18 LAUREL DR, SAPPHIRE, NC 28774-9610
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022931039
Date	Feb 24, 2021
Book Page	2293/1039

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 19, 2020
Property Address	18 LAUREL DR, SAPPHIRE, NC 28774-9610
Document Number	0022831382
Book / Page	002283 / 001382
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 EAGLE PASS PALM COAST FL 321646148, PALM COAST, FL 32164-6148

Mortgage

Document Number	22831385
Date	Nov 19, 2020
Book Page	002283/001385

Lender

Name	JOHN P CONNOR
Address	1711 PROSPECT ST, SEBRING, FL 33870-7329
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2021

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 9, 2019
Property Address	18 LAUREL DR, SAPPHIRE, NC 28774-9610
Document Number	0022420110
Book / Page	002242 / 000110
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 PROSPECT ST SEBRING FL 338707329, SEBRING, FL 33870-7329

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,442 (-) Land $35,000 Building $550,442
2025	$2,224.00 (+50.68%)	$585,442 (+50.67%) Land $35,000 Building $550,442
2023	$1,476.00	$388,570 Land $40,000 Building $348,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Comporium, T-Mobile, Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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